Car Loan With Bad Credit and No Down Payment
You don't necessarily need a down payment for your car loan when you have bad credit.
One question that comes up on a regular basis is “Can I get a car loan with bad credit and no down payment?”
The answer to that question is typically, Yes! It boils down to the lender and what they require in terms of granting you a car loan, however, based on my experience it is rare that a down payment is asked for.
Do keep in mind however, that when you go to a dealership to get a car loan with bad credit, you will need a deposit. The deposit is anywhere between $500 – $1000 (depends on the policy at the dealership you go to) and it is returned to you when you come in and pick up your car. The deposit is required by anyone regardless of their credit.
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